위비모바일대출 대출한도 기준에 충족되지 못하여 진행불가 메세지

게시판 대출 Q&A 위비모바일대출 대출한도 기준에 충족되지 못하여 진행불가 메세지

이 게시글은 100,875개 답변과 2명 참여가 있으며 마지막으로  Judix 1 월, 2 주 전에 의해 업데이트 됐습니다.

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  • #602 답변

    tie

    위비모바일대출을 실행하려고 하는데 이와 같은 메세지가 뜨면서 더이상 대출 신청이 안되어요.
    기대출은 학자금대출 500만원, 사금융쪽에 600만원 있는데,
    위비뱅크 대출조건을 찾아보니 서울보증보험 보험증권 발급 가능한 고객중에서 신용등급 1~7등급이면 된다고 써 있는데 제가 따로 서울보증보험 보험증권을 발급하기 위해서 뭔가 해야 할까요?

    #603 답변
    bwtimes
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    키 매스터

    서울보증보험은 단순히 위비뱅크가 서울보증보험과 협력을 맺어서 대출을 진행한다는 뜻이구요, 대출 신청하시는 분이 따로 신청하거나 뭘 해야 하는 건 전혀 없어요.

    아마 부결이 나신 건 사금융쪽 대출이 500만원 이상이 있어서 그런 것 같습니다.
    위비뱅크의 경우 제1금융 기대출은 우리은행에서 평가한 본인의 신용대출한도보다 많은 기대출이 있을 때만 부결이 나는데 반해, 제2금융이나(카드론이나 현금서비스 등 포함) 제3금융쪽 대출금액이 500만원 정도 이상이면 거의 부결이 나거든요.

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    Titus

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